JP Capital

DSCR loans • TX, OK, AR, FL, CO

Qualify on property income, not your paystubs.

No obligation. Not a loan application, approval or pre-approval.

See what your deal qualifies for in under 60 seconds:

By continuing you agree to be contacted by JP Capital LLC about your inquiry by phone, text and email, including automated technology. Consent is not a condition of purchase. Message and data rates may apply.

Why investors work with Jason

01

No seasoning holding up your cash-out.

A lot of investors get stuck waiting out title seasoning requirements before they can pull cash out of a property they already own. Jason works DSCR cash-out deals without that seasoning requirement, so a recently acquired property isn't automatically off the table.

02

The deal gets evaluated on the numbers.

DSCR underwriting looks at the rent the property generates against the debt service, not your tax returns or W2s. If the property cash flows, that's the conversation. Jason will walk you through exactly how the ratio works for your specific property before you commit to anything.

03

One point of contact, real answers.

You talk to Jason, not a call center. He'll tell you straight whether a deal pencils out, what the likely terms look like, and what to pull together next. If something doesn't work today, he'll tell you why and what would need to change.

How it works

1

Answer a few questions.

About a minute. The property, your timing, loan amount range, and a general sense of your credit range.

2

Pick how you want to talk.

Request a priority call and Jason (or Matt) calls you as soon as they're free (Monday to Thursday, 9am to 7pm Central, Friday 9am to 3pm Central), or book a time that suits you.

3

Get a straight answer on your deal.

What the numbers look like, what fits, and the next step. No jargon, no pressure.

Jason Gilmore, loan originator at JP Capital

Your loan originator

Jason Gilmore

JP Capital LLC, Tulsa, Oklahoma. NMLS #2454586.

Based in Tulsa and working with real estate investors across Texas, Oklahoma, Arkansas, Florida and Colorado. DSCR is Jason's focus: purchase and cash-out financing evaluated on a property's rental income rather than personal income documentation. He also works with investors on fix and flip financing for the right projects.

(539) 271-0167

Questions investors ask first